Did you know that where you live is important to insurance companies when they set your automobile insurance rates. When assessing risk of auto accidents insurance companies usually look at how often car accidents and theft occur close to your home and this helps them determine your rates. Studies by the insurance companies show that most accidents occur close to home. One company asked 11,000...
To those of us living in Northern New Hampshire its no secret that automobile accidents on rural highways can be deadly. A recent study by the University of Minnesota confirmed that rural auto accidents are statistically more deadly than accidents on urban roads. University of Minnesota research by the Center of Excellence on Rural Safety found rural roads deadlier when it comes to car crashes...
Sometimes individuals who are involved in scary accidents develop a psychological condition known as Post Traumatic Stress Disorder or PTSD.PTSD is a panic disorder that afflicts people who have been in a situation where they thought they were either going to be killed or very seriously injured. PTSD victims tend to replay the event that frightened them over and over in their minds in a...
Whiplash is the common term for a painful injury to the ligaments, tendons, or muscles of the neck. This injury is often diagnosed in car accident victims, particularly those who are rear-ended. Insurance companies that defend personal injury cases have tried to make whiplash into a kind of cliché, insinuating that it is a made up condition. However, personal injury victims who suffer from neck...
The state of New Hampshire has a strict law concerning dog bites and attacks by domestic animals. Specifically the law says:NHRSA 466:19 Liability of Owner or Keeper. - Any person to whom or to whose property, including sheep, lambs, fowl, or other domestic creatures, damage may be occasioned by a dog not owned or kept by such person shall be entitled to recover damages from the person who owns,...
Last night my community had its annual fireworks display to celebrate our Nation's independence. Fortunately I don't believe there were any incidents. Everyone went home happy and filled with fried dough and memories of the spectacle. But sadly, this is not always the case. Every year around this time we learn of serious injury or even death from fireworks mishaps. This morning I read about a...
Every June New Hampshire has motorcycle week. This is where thousands of motorcycle riders come to the state to celebrate all things motorcycle. It's a great sight to be riding on one of our rural highways and see a hundred or so motorcycle riders coming down the road in unison. The vast majority of bike riders these days are law abiding and careful. Many of them seem to be approaching senior...
In the past ten years or so there has been significant movement in the law to encourage alternate dispute resolution, largely refered to by the acronym ADR. This means that the law is encouraging legal claims to be settled before reaching the court room. This is generally a good thing especially in personal inury cases. By personal injury cases I mean automobile accidents, industrial accidents,...
Johnson & Johnson has recalled Listerine Agent Cool Blue Plaque-Detecting Rinse after concluding the product's preservatives did not effectively control certain types of micro-organisms.Johnson & Johnson said their McNeil-PPC division recalled approximately 4 million bottles, which comes in Bubble Blast and Glacier Mint flavors.In a release, J&J said "the company had conducted a thorough...
Yesterday an attorney from our office, Christina Rousseau testified before the New Hamphsire Senate Commerce, Labor and Consumer Protection Committee on behalf of a proposed law to make insurance companies subject to the New Hampshire Consumer Protection Act. Presently insurance companies are exempt from this law that imposes penaties on businesses that engage in consumer fraud or bad faith....
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